2014 XCD to PLN Historical Review

YEARLY HIGH

1.3297 PLN

YEARLY LOW

1.1114 PLN

YEARLY AVERAGE

1.1682 PLN

2014 XCD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1.3297. Conversely, the yearly low was recorded on June 8, dropping to 1.1114.

This high-to-low spread represents a total annual volatility of 0.2183 PLN. From a start-to-finish perspective, comparing the January average rate of 1.1345 to the December average rate of 1.2732, the exchange rate registered a net change of 12.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3297 was up 6.57% compared to the 2013 peak of 1.2477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,648 PLN

2013 Average 5,848 PLN

Yearly Trough Low 5,557 PLN

Transaction Impact: A difference of 1,091.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.2884

1.1064

JanuMarcMayJulySeptNove

XCD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1274, compared to 1.2090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0817 points.

H1 Avg (Jan–Jun) 1.1274

H2 Avg (Jul–Dec) 1.2090

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0897 PLN (High: 1.3297 / Low: 1.2400). On the other end, April was the most stable month, with a tight range of 0.0131 PLN (High: 1.1267 / Low: 1.1136).

December Spread (Volatile) ±0.0897

April Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0075 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.2732) against the same month in 2013 (average: 1.1271), the exchange rate shifted by +0.1461 (+12.96%).

2014 Avg (December) 1.2732

2013 Avg (December) 1.1271

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1638	1.1171	1.1345
February	1.1675	1.1167	1.1317
March	1.1336	1.1165	1.1242
April	1.1267	1.1136	1.1215
May	1.1329	1.1155	1.1264
June	1.1354	1.1114	1.1257
July	1.1537	1.1213	1.1331
August	1.1865	1.1514	1.1660
September	1.2242	1.1822	1.2033
October	1.2474	1.2166	1.2285
November	1.2599	1.2389	1.2503
December	1.3297	1.2400	1.2732