2020 XCD to PLN Historical Review

YEARLY HIGH

1.5872 PLN

YEARLY LOW

1.3393 PLN

YEARLY AVERAGE

1.4423 PLN

2020 XCD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.5872. Conversely, the yearly low was recorded on December 17, dropping to 1.3393.

This high-to-low spread represents a total annual volatility of 0.2480 PLN. From a start-to-finish perspective, comparing the January average rate of 1.4157 to the December average rate of 1.3609, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5872 was up 6.83% compared to the 2019 peak of 1.4858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 7,936 PLN

2019 Average 7,102 PLN

Yearly Trough Low 6,696 PLN

Transaction Impact: A difference of 1,239.90 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5666

1.3422

JanuMarcMayJulySeptNove

XCD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4826, compared to 1.4019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0807 points.

H1 Avg (Jan–Jun) 1.4826

H2 Avg (Jul–Dec) 1.4019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1843 PLN (High: 1.5872 / Low: 1.4030). On the other end, August was the most stable month, with a tight range of 0.0337 PLN (High: 1.3895 / Low: 1.3558).

March Spread (Volatile) ±0.1843

August Spread (Stable) ±0.0337

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0740 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0740

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.4844) against the same month in 2019 (average: 1.4079), the exchange rate shifted by +0.0766 (+5.44%).

2020 Avg (March) 1.4844

2019 Avg (March) 1.4079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4405	1.3986	1.4157
February	1.4691	1.4283	1.4507
March	1.5872	1.4030	1.4844
April	1.5717	1.5229	1.5479
May	1.5624	1.4788	1.5355
June	1.4798	1.4412	1.4615
July	1.4718	1.3743	1.4373
August	1.3895	1.3558	1.3772
September	1.4539	1.3620	1.4052
October	1.4656	1.3962	1.4268
November	1.4661	1.3865	1.4042
December	1.3782	1.3393	1.3609