YEARLY HIGH
1.5410 PLN
YEARLY LOW
1.3237 PLN
YEARLY AVERAGE
1.3909 PLN

2025 XCD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.5410. Conversely, the yearly low was recorded on December 25, dropping to 1.3237.

This high-to-low spread represents a total annual volatility of 0.2173 PLN. From a start-to-finish perspective, comparing the January average rate of 1.5192 to the December average rate of 1.3332, the exchange rate registered a net change of -12.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5410 was down 9.61% compared to the 2024 peak of 1.7048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 7,705 PLN
2024 Average 7,367 PLN
Yearly Trough Low 6,619 PLN
Transaction Impact: A difference of 1,086.48 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5378
1.3146
JanuMarcMayJulySeptNove

XCD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4348, compared to 1.3471 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0876 points.

H1 Avg (Jan–Jun) 1.4348
H2 Avg (Jul–Dec) 1.3471

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0825 PLN (High: 1.4560 / Low: 1.3735). On the other end, October was the most stable month, with a tight range of 0.0242 PLN (High: 1.3645 / Low: 1.3403).

April Spread (Volatile) ±0.0825
October Spread (Stable) ±0.0242

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0512 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0512

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.5192) against the same month in 2024 (average: 1.4873), the exchange rate shifted by +0.0319 (+2.14%).

2025 Avg (January) 1.5192
2024 Avg (January) 1.4873

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5410 1.4858 1.5192
February 1.5247 1.4566 1.4846
March 1.4959 1.4141 1.4334
April 1.4560 1.3735 1.4059
May 1.4160 1.3788 1.3966
June 1.3919 1.3325 1.3687
July 1.3854 1.3315 1.3471
August 1.3680 1.3438 1.3525
September 1.3562 1.3246 1.3432
October 1.3645 1.3403 1.3505
November 1.3727 1.3456 1.3563
December 1.3483 1.3237 1.3332