2014 XCD to SAR Historical Review

YEARLY HIGH

1.3919 SAR

YEARLY LOW

1.3875 SAR

YEARLY AVERAGE

1.3886 SAR

2014 XCD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.3919. Conversely, the yearly low was recorded on September 14, dropping to 1.3875.

This high-to-low spread represents a total annual volatility of 0.0044 SAR. From a start-to-finish perspective, comparing the January average rate of 1.3884 to the December average rate of 1.3894, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3919 was up 0.04% compared to the 2013 peak of 1.3914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,960 SAR

2013 Average 6,941 SAR

Yearly Trough Low 6,937 SAR

Transaction Impact: A difference of 22.09 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3895

1.3882

JanuMarcMayJulySeptNove

XCD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3884, compared to 1.3887 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 1.3884

H2 Avg (Jul–Dec) 1.3887

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0033 SAR (High: 1.3919 / Low: 1.3886). On the other end, July was the most stable month, with a tight range of 0.0004 SAR (High: 1.3886 / Low: 1.3882).

November Spread (Volatile) ±0.0033

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 1.3891) against the same month in 2013 (average: 1.3883), the exchange rate shifted by +0.0008 (+0.05%).

2014 Avg (November) 1.3891

2013 Avg (November) 1.3883

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3895	1.3881	1.3884
February	1.3887	1.3881	1.3883
March	1.3887	1.3882	1.3884
April	1.3891	1.3882	1.3884
May	1.3886	1.3881	1.3884
June	1.3887	1.3883	1.3884
July	1.3886	1.3882	1.3883
August	1.3892	1.3882	1.3884
September	1.3887	1.3875	1.3884
October	1.3909	1.3882	1.3888
November	1.3919	1.3886	1.3891
December	1.3898	1.3888	1.3894