YEARLY HIGH
1.3898 SAR
YEARLY LOW
1.3867 SAR
YEARLY AVERAGE
1.3879 SAR

2021 XCD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 1.3898. Conversely, the yearly low was recorded on June 27, dropping to 1.3867.

This high-to-low spread represents a total annual volatility of 0.0031 SAR. From a start-to-finish perspective, comparing the January average rate of 1.3880 to the December average rate of 1.3886, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.3898 was down 0.24% compared to the 2020 peak of 1.3931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,949 SAR
2020 Average 6,943 SAR
Yearly Trough Low 6,934 SAR
Transaction Impact: A difference of 15.27 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.3887
1.3876
JanuMarcMayJulySeptNove

XCD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3878, compared to 1.3880 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.3878
H2 Avg (Jul–Dec) 1.3880

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0018 SAR (High: 1.3898 / Low: 1.3880). On the other end, July was the most stable month, with a tight range of 0.0004 SAR (High: 1.3881 / Low: 1.3877).

December Spread (Volatile) ±0.0018
July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.3886) against the same month in 2020 (average: 1.3882), the exchange rate shifted by +0.0005 (+0.03%).

2021 Avg (December) 1.3886
2020 Avg (December) 1.3882

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3884 1.3874 1.3880
February 1.3880 1.3876 1.3878
March 1.3884 1.3876 1.3879
April 1.3882 1.3875 1.3878
May 1.3880 1.3872 1.3877
June 1.3879 1.3867 1.3877
July 1.3881 1.3877 1.3879
August 1.3879 1.3873 1.3877
September 1.3880 1.3875 1.3878
October 1.3880 1.3875 1.3878
November 1.3886 1.3877 1.3880
December 1.3898 1.3880 1.3886