2020 XCD to SAR Historical Review

YEARLY HIGH

1.3931 SAR

YEARLY LOW

1.3872 SAR

YEARLY AVERAGE

1.3886 SAR

2020 XCD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 1.3931. Conversely, the yearly low was recorded on August 17, dropping to 1.3872.

This high-to-low spread represents a total annual volatility of 0.0059 SAR. From a start-to-finish perspective, comparing the January average rate of 1.3881 to the December average rate of 1.3882, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3931 was up 0.07% compared to the 2019 peak of 1.3921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,966 SAR

2019 Average 6,939 SAR

Yearly Trough Low 6,936 SAR

Transaction Impact: A difference of 29.48 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3917

1.3874

JanuMarcMayJulySeptNove

XCD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3893, compared to 1.3879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 1.3893

H2 Avg (Jul–Dec) 1.3879

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0050 SAR (High: 1.3931 / Low: 1.3881). On the other end, November was the most stable month, with a tight range of 0.0002 SAR (High: 1.3878 / Low: 1.3876).

March Spread (Volatile) ±0.0050

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.3894) against the same month in 2019 (average: 1.3878), the exchange rate shifted by +0.0016 (+0.12%).

2020 Avg (March) 1.3894

2019 Avg (March) 1.3878

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3884	1.3879	1.3881
February	1.3887	1.3876	1.3881
March	1.3931	1.3881	1.3894
April	1.3928	1.3886	1.3913
May	1.3909	1.3894	1.3901
June	1.3894	1.3880	1.3885
July	1.3885	1.3876	1.3879
August	1.3880	1.3872	1.3877
September	1.3880	1.3877	1.3879
October	1.3886	1.3875	1.3879
November	1.3878	1.3876	1.3877
December	1.3887	1.3878	1.3882