2020 XDR to BDT Historical Review

YEARLY HIGH

122.5023 BDT

YEARLY LOW

113.8632 BDT

YEARLY AVERAGE

118.1823 BDT

2020 XDR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 122.5023. Conversely, the yearly low was recorded on March 23, dropping to 113.8632.

This high-to-low spread represents a total annual volatility of 8.6391 BDT. From a start-to-finish perspective, comparing the January average rate of 117.0813 to the December average rate of 121.9763, the exchange rate registered a net change of 4.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 122.5023 was up 3.89% compared to the 2019 peak of 117.9167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 612,511 BDT

2019 Average 584,023 BDT

Yearly Trough Low 569,316 BDT

Transaction Impact: A difference of 43,195.59 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

122.5966

115.1534

JanuMarcMayJulySeptNove

XDR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 116.4263, compared to 119.9383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5120 points.

H1 Avg (Jan–Jun) 116.4263

H2 Avg (Jul–Dec) 119.9383

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.6499 BDT (High: 118.5131 / Low: 113.8632). On the other end, October was the most stable month, with a tight range of 0.6307 BDT (High: 120.0644 / Low: 119.4337).

March Spread (Volatile) ±4.6499

October Spread (Stable) ±0.6307

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.7999 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.7999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 121.9763) against the same month in 2019 (average: 117.0499), the exchange rate shifted by +4.9264 (+4.21%).

2020 Avg (December) 121.9763

2019 Avg (December) 117.0499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	118.1247	116.5737	117.0813
February	116.9737	115.7219	116.2814
March	118.5131	113.8632	116.3775
April	116.2730	115.3776	115.7737
May	116.4710	115.4191	115.8888
June	117.8050	116.4905	117.1549
July	119.5877	116.8192	117.8428
August	120.2402	119.2200	119.7356
September	120.5086	118.9844	119.7734
October	120.0644	119.4337	119.7858
November	121.0845	119.6357	120.5158
December	122.5023	121.2337	121.9763