YEARLY HIGH
122.8734 BDT
YEARLY LOW
119.7974 BDT
YEARLY AVERAGE
121.2116 BDT

2021 XDR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 122.8734. Conversely, the yearly low was recorded on December 20, dropping to 119.7974.

This high-to-low spread represents a total annual volatility of 3.0760 BDT. From a start-to-finish perspective, comparing the January average rate of 122.2653 to the December average rate of 120.2476, the exchange rate registered a net change of -1.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 122.8734 was up 0.30% compared to the 2020 peak of 122.5023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 614,367 BDT
2020 Average 590,957 BDT
Yearly Trough Low 598,987 BDT
Transaction Impact: A difference of 15,380.16 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

122.4670
120.0458
JanuMarcMayJulySeptNove

XDR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 121.6941, compared to 120.7291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9650 points.

H1 Avg (Jan–Jun) 121.6941
H2 Avg (Jul–Dec) 120.7291

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.1780 BDT (High: 122.1998 / Low: 120.0218). On the other end, September was the most stable month, with a tight range of 0.8768 BDT (High: 121.5361 / Low: 120.6592).

April Spread (Volatile) ±2.1780
September Spread (Stable) ±0.8768

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0831 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0831

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 122.2653) against the same month in 2020 (average: 117.0813), the exchange rate shifted by +5.1840 (+4.43%).

2021 Avg (January) 122.2653
2020 Avg (January) 117.0813

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 122.8734 121.5903 122.2653
February 122.5299 121.4058 122.0841
March 122.1607 120.1453 121.0011
April 122.1998 120.0218 121.0336
May 122.5857 121.1256 122.0598
June 122.6757 120.8939 121.7206
July 121.2456 120.3468 120.7138
August 121.2456 120.2632 120.7970
September 121.5361 120.6592 121.1558
October 121.5181 120.6254 120.9469
November 121.2972 119.9843 120.5137
December 120.7095 119.7974 120.2476