YEARLY HIGH
1.8490 CAD
YEARLY LOW
1.7363 CAD
YEARLY AVERAGE
1.7864 CAD

2021 XDR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.8490. Conversely, the yearly low was recorded on June 4, dropping to 1.7363.

This high-to-low spread represents a total annual volatility of 0.1127 CAD. From a start-to-finish perspective, comparing the January average rate of 1.8348 to the December average rate of 1.7942, the exchange rate registered a net change of -2.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8490 was down 6.58% compared to the 2020 peak of 1.9793, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,245 CAD
2020 Average 9,339 CAD
Yearly Trough Low 8,682 CAD
Transaction Impact: A difference of 563.44 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8437
1.7372
JanuMarcMayJulySeptNove

XDR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7911, compared to 1.7818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 1.7911
H2 Avg (Jul–Dec) 1.7818

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0576 CAD (High: 1.8127 / Low: 1.7551). On the other end, January was the most stable month, with a tight range of 0.0290 CAD (High: 1.8490 / Low: 1.8200).

July Spread (Volatile) ±0.0576
January Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0421 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0421

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.8348) against the same month in 2020 (average: 1.8048), the exchange rate shifted by +0.0299 (+1.66%).

2021 Avg (January) 1.8348
2020 Avg (January) 1.8048

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8490 1.8200 1.8348
February 1.8485 1.8067 1.8284
March 1.8259 1.7689 1.7954
April 1.8068 1.7643 1.7860
May 1.7663 1.7364 1.7460
June 1.7876 1.7363 1.7562
July 1.8127 1.7551 1.7810
August 1.8202 1.7748 1.7910
September 1.8225 1.7784 1.7997
October 1.7860 1.7390 1.7577
November 1.7899 1.7401 1.7670
December 1.8122 1.7719 1.7942