YEARLY HIGH
1.9964 CAD
YEARLY LOW
1.9171 CAD
YEARLY AVERAGE
1.9714 CAD

2026 XDR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 1.9964. Conversely, the yearly low was recorded on March 9, dropping to 1.9171.

This high-to-low spread represents a total annual volatility of 0.0793 CAD. From a start-to-finish perspective, comparing the January average rate of 1.9820 to the December average rate of 1.9767, the exchange rate registered a net change of -0.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.9964 was down 0.77% compared to the 2025 peak of 2.0119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,982 CAD
2025 Average 9,695 CAD
Yearly Trough Low 9,585 CAD
Transaction Impact: A difference of 396.37 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.9855
1.9437
JanuFebrMarcApriMayJune

XDR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9714, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9714 points.

H1 Avg (Jan–Jun) 1.9714
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0633 CAD (High: 1.9804 / Low: 1.9171). On the other end, June was the most stable month, with a tight range of 0.0167 CAD (High: 1.9848 / Low: 1.9682).

March Spread (Volatile) ±0.0633
June Spread (Stable) ±0.0167

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0327 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.9820) against the same month in 2025 (average: 1.8729), the exchange rate shifted by +0.1091 (+5.82%).

2026 Avg (January) 1.9820
2025 Avg (January) 1.8729

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9964 1.9736 1.9820
February 1.9897 1.9658 1.9799
March 1.9804 1.9171 1.9472
April 1.9949 1.9521 1.9735
May 1.9741 1.9547 1.9690
June 1.9848 1.9682 1.9767