YEARLY HIGH
4196.9762 CDF
YEARLY LOW
2895.6515 CDF
YEARLY AVERAGE
3777.8550 CDF

2025 XDR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 4196.9762. Conversely, the yearly low was recorded on November 15, dropping to 2895.6515.

This high-to-low spread represents a total annual volatility of 1301.3247 CDF. From a start-to-finish perspective, comparing the January average rate of 3709.8942 to the December average rate of 3241.2618, the exchange rate registered a net change of -12.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4196.9762 was up 8.35% compared to the 2024 peak of 3873.4903, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 20,984,881 CDF
2024 Average 18,692,283 CDF
Yearly Trough Low 14,478,258 CDF
Transaction Impact: A difference of 6,506,623.28 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4232.5706
3036.4320
JanuMarcMayJulySeptNove

XDR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3881.5843, compared to 3674.1258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 207.4585 points.

H1 Avg (Jan–Jun) 3881.5843
H2 Avg (Jul–Dec) 3674.1258

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 706.1330 CDF (High: 3771.9636 / Low: 3065.8306). On the other end, February was the most stable month, with a tight range of 56.7434 CDF (High: 3772.4300 / Low: 3715.6866).

October Spread (Volatile) ±706.1330
February Spread (Stable) ±56.7434

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 739.2588 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -739.2588

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 4108.7594) against the same month in 2024 (average: 3760.6728), the exchange rate shifted by +348.0866 (+9.26%).

2025 Avg (July) 4108.7594
2024 Avg (July) 3760.6728

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3737.4078 3679.5101 3709.8942
February 3772.4300 3715.6866 3744.2280
March 3843.3825 3752.3200 3802.2238
April 4068.4519 3858.9208 3964.5820
May 4052.0581 3805.5473 4003.4997
June 4159.8624 3833.0288 4065.0779
July 4196.9762 3840.9317 4108.7594
August 4164.5993 4080.5517 4132.8924
September 4171.2827 3780.5282 4082.4948
October 3771.9636 3065.8306 3343.2360
November 3249.8374 2895.6515 3136.1103
December 3296.2111 3124.8947 3241.2618