YEARLY HIGH
3376.0179 CDF
YEARLY LOW
3067.0533 CDF
YEARLY AVERAGE
3255.3983 CDF

2026 XDR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 3376.0179. Conversely, the yearly low was recorded on February 25, dropping to 3067.0533.

This high-to-low spread represents a total annual volatility of 308.9646 CDF. From a start-to-finish perspective, comparing the January average rate of 3249.3769 to the December average rate of 3215.6359, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3376.0179 was down 19.56% compared to the 2025 peak of 4196.9762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 16,880,089 CDF
2025 Average 18,888,782 CDF
Yearly Trough Low 15,335,267 CDF
Transaction Impact: A difference of 1,544,822.90 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3325.9982
3205.6029
JanuMarcMayJuly

XDR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3262.0253, compared to 3215.6359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 46.3895 points.

H1 Avg (Jan–Jun) 3262.0253
H2 Avg (Jul–Dec) 3215.6359

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 282.1674 CDF (High: 3376.0179 / Low: 3093.8504). On the other end, July was the most stable month, with a tight range of 72.3047 CDF (High: 3238.5434 / Low: 3166.2388).

January Spread (Volatile) ±282.1674
July Spread (Stable) ±72.3047

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 50.1016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -50.1016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3249.3769) against the same month in 2025 (average: 3709.8942), the exchange rate shifted by -460.5173 (-12.41%).

2026 Avg (January) 3249.3769
2025 Avg (January) 3709.8942

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3376.0179 3093.8504 3249.3769
February 3344.8720 3067.0533 3269.1317
March 3296.5265 3088.6960 3224.8240
April 3359.3086 3241.7656 3315.9653
May 3335.1063 3237.3773 3265.8637
June 3298.2084 3151.9512 3246.9903
July 3238.5434 3166.2388 3215.6359