YEARLY HIGH
5.2203 PEN
YEARLY LOW
4.5669 PEN
YEARLY AVERAGE
4.8693 PEN

2020 XDR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 5.2203. Conversely, the yearly low was recorded on January 5, dropping to 4.5669.

This high-to-low spread represents a total annual volatility of 0.6535 PEN. From a start-to-finish perspective, comparing the January average rate of 4.5892 to the December average rate of 5.1796, the exchange rate registered a net change of 12.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.2203 was up 11.07% compared to the 2019 peak of 4.7001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 26,102 PEN
2019 Average 23,085 PEN
Yearly Trough Low 22,834 PEN
Transaction Impact: A difference of 3,267.48 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.2387
4.5302
JanuMarcMayJulySeptNove

XDR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6851, compared to 5.0534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3683 points.

H1 Avg (Jan–Jun) 4.6851
H2 Avg (Jul–Dec) 5.0534

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3141 PEN (High: 4.9103 / Low: 4.5962). On the other end, December was the most stable month, with a tight range of 0.0693 PEN (High: 5.2203 / Low: 5.1510).

March Spread (Volatile) ±0.3141
December Spread (Stable) ±0.0693

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1478 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1478

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.1796) against the same month in 2019 (average: 4.6225), the exchange rate shifted by +0.5572 (+12.05%).

2020 Avg (December) 5.1796
2019 Avg (December) 4.6225

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6594 4.5669 4.5892
February 4.7390 4.6106 4.6432
March 4.9103 4.5962 4.7857
April 4.7096 4.5853 4.6380
May 4.7013 4.6028 4.6605
June 4.8732 4.6813 4.7941
July 4.9793 4.8497 4.8863
August 5.0637 4.9658 5.0258
September 5.0669 4.9890 5.0213
October 5.1165 5.0445 5.0797
November 5.2081 5.0752 5.1279
December 5.2203 5.1510 5.1796