YEARLY HIGH
5.0422 PEN
YEARLY LOW
4.5943 PEN
YEARLY AVERAGE
4.8407 PEN

2026 XDR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 5.0422. Conversely, the yearly low was recorded on June 20, dropping to 4.5943.

This high-to-low spread represents a total annual volatility of 0.4478 PEN. From a start-to-finish perspective, comparing the January average rate of 4.8271 to the December average rate of 4.7768, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.0422 was down 3.31% compared to the 2025 peak of 5.2148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 25,211 PEN
2025 Average 24,738 PEN
Yearly Trough Low 22,972 PEN
Transaction Impact: A difference of 2,239.21 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.9399
4.7422
JanuMarcMayJuly

XDR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8650, compared to 4.7677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0973 points.

H1 Avg (Jan–Jun) 4.8650
H2 Avg (Jul–Dec) 4.7677

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.2985 PEN (High: 4.8929 / Low: 4.5943). On the other end, August was the most stable month, with a tight range of 0.0106 PEN (High: 4.7816 / Low: 4.7709).

June Spread (Volatile) ±0.2985
August Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0898 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 4.8907) against the same month in 2025 (average: 5.0631), the exchange rate shifted by -0.1724 (-3.41%).

2026 Avg (May) 4.8907
2025 Avg (May) 5.0631

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9166 4.7834 4.8271
February 4.9030 4.8426 4.8668
March 4.9262 4.8249 4.8813
April 5.0373 4.8425 4.9234
May 5.0422 4.8548 4.8907
June 4.8929 4.5943 4.8008
July 4.7775 4.7104 4.7587
August 4.7816 4.7709 4.7768