YEARLY HIGH
5.2148 PEN
YEARLY LOW
4.5952 PEN
YEARLY AVERAGE
4.9471 PEN

2025 XDR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 5.2148. Conversely, the yearly low was recorded on November 15, dropping to 4.5952.

This high-to-low spread represents a total annual volatility of 0.6195 PEN. From a start-to-finish perspective, comparing the January average rate of 4.8753 to the December average rate of 4.8343, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.2148 was up 1.23% compared to the 2024 peak of 5.1511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 26,074 PEN
2024 Average 24,915 PEN
Yearly Trough Low 22,976 PEN
Transaction Impact: A difference of 3,097.61 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.0936
4.7366
JanuMarcMayJulySeptNove

XDR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9596, compared to 4.9345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 4.9596
H2 Avg (Jul–Dec) 4.9345

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.4901 PEN (High: 5.1888 / Low: 4.6988). On the other end, September was the most stable month, with a tight range of 0.0861 PEN (High: 5.0751 / Low: 4.9890).

July Spread (Volatile) ±0.4901
September Spread (Stable) ±0.0861

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1517 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1517

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 5.0632) against the same month in 2024 (average: 4.9072), the exchange rate shifted by +0.1560 (+3.18%).

2025 Avg (April) 5.0632
2024 Avg (April) 4.9072

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9084 4.8201 4.8753
February 4.9072 4.8080 4.8442
March 4.8998 4.7859 4.8477
April 5.2148 4.8808 5.0632
May 5.1142 4.8281 5.0631
June 5.1318 4.8163 5.0639
July 5.1888 4.6988 5.0385
August 5.1746 4.9908 5.0552
September 5.0751 4.9890 5.0322
October 5.0103 4.7982 4.8805
November 4.8016 4.5952 4.7664
December 4.9084 4.7677 4.8343