2020 XDR to PHP Historical Review

YEARLY HIGH

71.2007 PHP

YEARLY LOW

68.0223 PHP

YEARLY AVERAGE

69.0764 PHP

2020 XDR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 12, valuing the pair at 71.2007. Conversely, the yearly low was recorded on September 27, dropping to 68.0223.

This high-to-low spread represents a total annual volatility of 3.1784 PHP. From a start-to-finish perspective, comparing the January average rate of 70.1496 to the December average rate of 69.1669, the exchange rate registered a net change of -1.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 71.2007 was down 4.52% compared to the 2019 peak of 74.5679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 356,003 PHP

2019 Average 358,235 PHP

Yearly Trough Low 340,111 PHP

Transaction Impact: A difference of 15,891.98 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

70.3126

68.3574

JanuMarcMayJulySeptNove

XDR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 69.4402, compared to 68.7127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7275 points.

H1 Avg (Jan–Jun) 69.4402

H2 Avg (Jul–Dec) 68.7127

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.6722 PHP (High: 71.2007 / Low: 68.5284). On the other end, October was the most stable month, with a tight range of 0.5984 PHP (High: 68.8811 / Low: 68.2828).

March Spread (Volatile) ±2.6722

October Spread (Stable) ±0.5984

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7719 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7719

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 69.8588) against the same month in 2019 (average: 73.2506), the exchange rate shifted by -3.3918 (-4.63%).

2020 Avg (March) 69.8588

2019 Avg (March) 73.2506

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	70.7440	69.6606	70.1496
February	70.2427	69.0821	69.5709
March	71.2007	68.5284	69.8588
April	69.7321	68.6356	69.0869
May	69.2693	68.4283	68.9207
June	69.9516	68.5127	69.0540
July	69.3321	68.0388	68.6489
August	69.3321	68.3836	68.8513
September	69.1067	68.0223	68.5212
October	68.8811	68.2828	68.5203
November	69.0099	68.1612	68.5676
December	69.6966	68.6251	69.1669