2026 XDR to PHP Historical Review

YEARLY HIGH

88.3545 PHP

YEARLY LOW

82.3950 PHP

YEARLY AVERAGE

85.7709 PHP

2026 XDR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 88.3545. Conversely, the yearly low was recorded on June 20, dropping to 82.3950.

This high-to-low spread represents a total annual volatility of 5.9595 PHP. From a start-to-finish perspective, comparing the January average rate of 85.0321 to the December average rate of 86.2662, the exchange rate registered a net change of 1.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 88.3545 was up 3.83% compared to the 2025 peak of 85.0937, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 441,772 PHP

2025 Average 398,999 PHP

Yearly Trough Low 411,975 PHP

Transaction Impact: A difference of 29,797.44 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

88.1872

84.0206

JanuMarcMayJuly

XDR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 85.6884, compared to 86.2662 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5778 points.

H1 Avg (Jan–Jun) 85.6884

H2 Avg (Jul–Dec) 86.2662

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 5.9286 PHP (High: 88.3236 / Low: 82.3950). On the other end, May was the most stable month, with a tight range of 0.4341 PHP (High: 88.0856 / Low: 87.6515).

June Spread (Volatile) ±5.9286

May Spread (Stable) ±0.4341

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.6214 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.6214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 86.1912) against the same month in 2025 (average: 77.7520), the exchange rate shifted by +8.4392 (+10.85%).

2026 Avg (April) 86.1912

2025 Avg (April) 77.7520

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.4145	84.4315	85.0321
February	85.6966	83.2154	84.3678
March	85.6656	82.9661	84.4806
April	88.3545	84.6471	86.1912
May	88.0856	87.6515	87.8400
June	88.3236	82.3950	86.2185
July	86.6960	86.0141	86.2662