2021 XDR to PHP Historical Review

YEARLY HIGH

72.4176 PHP

YEARLY LOW

68.4011 PHP

YEARLY AVERAGE

70.1871 PHP

2021 XDR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 72.4176. Conversely, the yearly low was recorded on May 9, dropping to 68.4011.

This high-to-low spread represents a total annual volatility of 4.0165 PHP. From a start-to-finish perspective, comparing the January average rate of 69.3045 to the December average rate of 70.5259, the exchange rate registered a net change of 1.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 72.4176 was up 1.71% compared to the 2020 peak of 71.2007, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 362,088 PHP

2020 Average 345,383 PHP

Yearly Trough Low 342,005 PHP

Transaction Impact: A difference of 20,082.42 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

71.8964

68.6793

JanuMarcMayJulySeptNove

XDR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 69.2450, compared to 71.1292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8843 points.

H1 Avg (Jan–Jun) 69.2450

H2 Avg (Jul–Dec) 71.1292

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 2.9684 PHP (High: 72.1931 / Low: 69.2247). On the other end, October was the most stable month, with a tight range of 0.8406 PHP (High: 71.9880 / Low: 71.1474).

August Spread (Volatile) ±2.9684

October Spread (Stable) ±0.8406

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.8943 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8943

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 71.2353) against the same month in 2020 (average: 68.6489), the exchange rate shifted by +2.5864 (+3.77%).

2021 Avg (July) 71.2353

2020 Avg (July) 68.6489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	69.6679	68.7868	69.3045
February	70.7875	68.8213	69.5470
March	69.9609	68.6448	69.3152
April	69.6298	68.5968	69.1979
May	69.5773	68.4011	68.9473
June	69.7927	68.5299	69.1580
July	72.4176	69.9849	71.2353
August	72.1931	69.2247	71.3369
September	72.4098	70.8051	71.3151
October	71.9880	71.1474	71.6283
November	71.5562	69.9651	70.7340
December	72.0852	69.6234	70.5259