2025 XDR to SCR Historical Review

YEARLY HIGH

22.0653 SCR

YEARLY LOW

18.3671 SCR

YEARLY AVERAGE

19.8513 SCR

2025 XDR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 22.0653. Conversely, the yearly low was recorded on January 8, dropping to 18.3671.

This high-to-low spread represents a total annual volatility of 3.6982 SCR. From a start-to-finish perspective, comparing the January average rate of 18.7006 to the December average rate of 20.6804, the exchange rate registered a net change of 10.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.0653 was up 9.60% compared to the 2024 peak of 20.1319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 110,327 SCR

2024 Average 90,775 SCR

Yearly Trough Low 91,836 SCR

Transaction Impact: A difference of 18,490.92 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

21.1630

18.4767

JanuMarcMayJulySeptNove

XDR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.3386, compared to 20.3641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0255 points.

H1 Avg (Jan–Jun) 19.3386

H2 Avg (Jul–Dec) 20.3641

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 2.9013 SCR (High: 22.0446 / Low: 19.1433). On the other end, March was the most stable month, with a tight range of 0.8158 SCR (High: 19.4492 / Low: 18.6334).

December Spread (Volatile) ±2.9013

March Spread (Stable) ±0.8158

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.6985 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.6985

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 20.9392) against the same month in 2024 (average: 18.1434), the exchange rate shifted by +2.7958 (+15.41%).

2025 Avg (September) 20.9392

2024 Avg (September) 18.1434

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.6820	18.3671	18.7006
February	19.6362	18.5696	18.8670
March	19.4492	18.6334	19.0362
April	20.1338	19.0121	19.5718
May	19.8678	18.8450	19.6296
June	20.9718	18.8450	20.2264
July	21.0212	18.6791	20.1941
August	21.6464	20.0650	20.5591
September	22.0653	20.3320	20.9392
October	21.6104	19.3134	20.2407
November	21.4488	19.0372	19.5712
December	22.0446	19.1433	20.6804