YEARLY HIGH
21.8350 SCR
YEARLY LOW
18.5901 SCR
YEARLY AVERAGE
19.7318 SCR

2026 XDR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 21.8350. Conversely, the yearly low was recorded on June 20, dropping to 18.5901.

This high-to-low spread represents a total annual volatility of 3.2449 SCR. From a start-to-finish perspective, comparing the January average rate of 20.2343 to the December average rate of 19.1566, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 21.8350 was down 1.04% compared to the 2025 peak of 22.0653, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 109,175 SCR
2025 Average 99,285 SCR
Yearly Trough Low 92,950 SCR
Transaction Impact: A difference of 16,224.67 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.5994
18.9490
JanuMarcMayJuly

XDR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.9353, compared to 19.1216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8137 points.

H1 Avg (Jan–Jun) 19.9353
H2 Avg (Jul–Dec) 19.1216

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 2.8580 SCR (High: 21.7971 / Low: 18.9392). On the other end, May was the most stable month, with a tight range of 0.3727 SCR (High: 19.7556 / Low: 19.3829).

February Spread (Volatile) ±2.8580
May Spread (Stable) ±0.3727

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9493 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.9493

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 20.4619) against the same month in 2025 (average: 19.5718), the exchange rate shifted by +0.8901 (+4.55%).

2026 Avg (April) 20.4619
2025 Avg (April) 19.5718

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.5910 19.0019 20.2343
February 21.7971 18.9392 20.0438
March 21.4648 19.0583 20.0874
April 21.8350 19.3527 20.4619
May 19.7556 19.3829 19.5126
June 19.9435 18.5901 19.2715
July 20.4021 18.6596 19.0865
August 19.4316 19.0006 19.1566