YEARLY HIGH
3.3193 TOP
YEARLY LOW
3.1458 TOP
YEARLY AVERAGE
3.2284 TOP

2021 XDR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 3.3193. Conversely, the yearly low was recorded on November 1, dropping to 3.1458.

This high-to-low spread represents a total annual volatility of 0.1735 TOP. From a start-to-finish perspective, comparing the January average rate of 3.2884 to the December average rate of 3.2025, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.3193 was up 0.52% compared to the 2020 peak of 3.3020, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 16,596 TOP
2020 Average 16,030 TOP
Yearly Trough Low 15,729 TOP
Transaction Impact: A difference of 867.52 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.3186
3.1586
JanuMarcMayJulySeptNove

XDR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2588, compared to 3.1980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0608 points.

H1 Avg (Jan–Jun) 3.2588
H2 Avg (Jul–Dec) 3.1980

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0799 TOP (High: 3.3107 / Low: 3.2308). On the other end, April was the most stable month, with a tight range of 0.0231 TOP (High: 3.2623 / Low: 3.2392).

March Spread (Volatile) ±0.0799
April Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0488 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0488

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 3.3053) against the same month in 2020 (average: 3.1719), the exchange rate shifted by +0.1334 (+4.20%).

2021 Avg (February) 3.3053
2020 Avg (February) 3.1719

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3109 3.2671 3.2884
February 3.3193 3.2768 3.3053
March 3.3107 3.2308 3.2565
April 3.2623 3.2392 3.2516
May 3.2566 3.2256 3.2422
June 3.2269 3.1927 3.2086
July 3.2310 3.2017 3.2143
August 3.2391 3.2012 3.2171
September 3.2139 3.1787 3.1995
October 3.2066 3.1587 3.1827
November 3.1987 3.1458 3.1719
December 3.2160 3.1889 3.2025