2026 XDR to TOP Historical Review

YEARLY HIGH

3.5397 TOP

YEARLY LOW

3.2712 TOP

YEARLY AVERAGE

3.4282 TOP

2026 XDR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 3.5397. Conversely, the yearly low was recorded on June 20, dropping to 3.2712.

This high-to-low spread represents a total annual volatility of 0.2685 TOP. From a start-to-finish perspective, comparing the January average rate of 3.4618 to the December average rate of 3.4035, the exchange rate registered a net change of -1.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.5397 was up 1.12% compared to the 2025 peak of 3.5004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 17,699 TOP

2025 Average 16,725 TOP

Yearly Trough Low 16,356 TOP

Transaction Impact: A difference of 1,342.74 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.5041

3.3585

JanuMarcMayJuly

XDR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4420, compared to 3.3871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0549 points.

H1 Avg (Jan–Jun) 3.4420

H2 Avg (Jul–Dec) 3.3871

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1709 TOP (High: 3.4421 / Low: 3.2712). On the other end, August was the most stable month, with a tight range of 0.0066 TOP (High: 3.4064 / Low: 3.3998).

June Spread (Volatile) ±0.1709

August Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0764 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0764

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.4618) against the same month in 2025 (average: 3.1588), the exchange rate shifted by +0.3030 (+9.59%).

2026 Avg (January) 3.4618

2025 Avg (January) 3.1588

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.5397	3.4253	3.4618
February	3.5149	3.4706	3.4920
March	3.4884	3.3792	3.4156
April	3.4812	3.3867	3.4484
May	3.4613	3.4303	3.4410
June	3.4421	3.2712	3.3930
July	3.3862	3.3570	3.3707
August	3.4064	3.3998	3.4035