YEARLY HIGH
3.5004 TOP
YEARLY LOW
3.1064 TOP
YEARLY AVERAGE
3.3439 TOP

2025 XDR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 3.5004. Conversely, the yearly low was recorded on January 6, dropping to 3.1064.

This high-to-low spread represents a total annual volatility of 0.3940 TOP. From a start-to-finish perspective, comparing the January average rate of 3.1588 to the December average rate of 3.4573, the exchange rate registered a net change of 9.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.5004 was up 9.77% compared to the 2024 peak of 3.1889, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 17,502 TOP
2024 Average 15,728 TOP
Yearly Trough Low 15,532 TOP
Transaction Impact: A difference of 1,969.88 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.4938
3.1236
JanuMarcMayJulySeptNove

XDR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2520, compared to 3.4358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1838 points.

H1 Avg (Jan–Jun) 3.2520
H2 Avg (Jul–Dec) 3.4358

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.2815 TOP (High: 3.4730 / Low: 3.1915). On the other end, August was the most stable month, with a tight range of 0.0538 TOP (High: 3.4692 / Low: 3.4154).

July Spread (Volatile) ±0.2815
August Spread (Stable) ±0.0538

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0338 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3.4629) against the same month in 2024 (average: 3.1634), the exchange rate shifted by +0.2995 (+9.47%).

2025 Avg (September) 3.4629
2024 Avg (September) 3.1634

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1873 3.1064 3.1588
February 3.2165 3.1251 3.1545
March 3.2280 3.1519 3.1941
April 3.3914 3.2008 3.2950
May 3.3646 3.1915 3.3253
June 3.4626 3.1915 3.3845
July 3.4730 3.1915 3.4132
August 3.4692 3.4154 3.4395
September 3.5004 3.4384 3.4629
October 3.4689 3.4104 3.4378
November 3.4312 3.2827 3.4040
December 3.4843 3.4262 3.4573