2020 XDR to TZS Historical Review

YEARLY HIGH

3349.0740 TZS

YEARLY LOW

3105.9675 TZS

YEARLY AVERAGE

3224.7332 TZS

2020 XDR to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 3349.0740. Conversely, the yearly low was recorded on March 23, dropping to 3105.9675.

This high-to-low spread represents a total annual volatility of 243.1065 TZS. From a start-to-finish perspective, comparing the January average rate of 3179.2938 to the December average rate of 3336.1236, the exchange rate registered a net change of 4.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3349.0740 was up 1.68% compared to the 2019 peak of 3293.7200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 16,745,370 TZS

2019 Average 15,964,820 TZS

Yearly Trough Low 15,529,837 TZS

Transaction Impact: A difference of 1,215,532.56 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3354.2951

3136.2374

JanuMarcMayJulySeptNove

XDR to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3167.9497, compared to 3281.5167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 113.5670 points.

H1 Avg (Jan–Jun) 3167.9497

H2 Avg (Jul–Dec) 3281.5167

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 123.2139 TZS (High: 3229.1813 / Low: 3105.9675). On the other end, October was the most stable month, with a tight range of 18.5307 TZS (High: 3286.8464 / Low: 3268.3157).

March Spread (Volatile) ±123.2139

October Spread (Stable) ±18.5307

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 17.2426 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -17.2426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3336.1236) against the same month in 2019 (average: 3169.4445), the exchange rate shifted by +166.6791 (+5.26%).

2020 Avg (December) 3336.1236

2019 Avg (December) 3169.4445

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3190.7912	3167.6776	3179.2938
February	3179.7324	3146.9294	3162.0512
March	3229.1813	3105.9675	3162.1161
April	3171.7837	3143.0428	3154.4088
May	3166.5430	3144.3643	3155.0172
June	3210.2819	3173.3322	3194.8109
July	3279.1774	3190.7209	3224.4359
August	3289.8424	3270.2152	3278.6494
September	3296.5297	3256.1678	3276.7071
October	3286.8464	3268.3157	3277.2062
November	3311.0643	3269.7163	3295.9779
December	3349.0740	3315.5404	3336.1236