YEARLY HIGH
3803.1949 TZS
YEARLY LOW
3162.3221 TZS
YEARLY AVERAGE
3551.5416 TZS

2025 XDR to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 8, valuing the pair at 3803.1949. Conversely, the yearly low was recorded on January 1, dropping to 3162.3221.

This high-to-low spread represents a total annual volatility of 640.8727 TZS. From a start-to-finish perspective, comparing the January average rate of 3264.6034 to the December average rate of 3540.9645, the exchange rate registered a net change of 8.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3803.1949 was up 2.80% compared to the 2024 peak of 3699.7079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 19,015,974 TZS
2024 Average 17,361,890 TZS
Yearly Trough Low 15,811,611 TZS
Transaction Impact: A difference of 3,204,363.75 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3768.6718
3218.7790
JanuMarcMayJulySeptNove

XDR to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3541.5426, compared to 3561.5406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.9980 points.

H1 Avg (Jan–Jun) 3541.5426
H2 Avg (Jul–Dec) 3561.5406

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 330.4587 TZS (High: 3796.6747 / Low: 3466.2160). On the other end, October was the most stable month, with a tight range of 66.9700 TZS (High: 3544.3120 / Low: 3477.3420).

June Spread (Volatile) ±330.4587
October Spread (Stable) ±66.9700

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 89.2755 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -89.2755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 3687.8467) against the same month in 2024 (average: 3533.6496), the exchange rate shifted by +154.1971 (+4.36%).

2025 Avg (July) 3687.8467
2024 Avg (July) 3533.6496

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3335.6712 3162.3221 3264.6034
February 3438.9341 3332.2295 3381.9628
March 3554.6406 3407.2714 3500.5522
April 3781.9085 3511.4001 3667.7826
May 3768.9318 3572.2570 3722.8474
June 3796.6747 3466.2160 3711.5074
July 3803.1949 3488.1386 3687.8467
August 3742.2187 3503.9735 3598.5713
September 3601.4415 3515.1828 3559.6855
October 3544.3120 3477.3420 3514.5173
November 3507.3931 3338.6238 3467.6582
December 3585.8675 3476.2473 3540.9645