YEARLY HIGH
3794.7160 TZS
YEARLY LOW
3548.2955 TZS
YEARLY AVERAGE
3703.0809 TZS

2026 XDR to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 3794.7160. Conversely, the yearly low was recorded on January 7, dropping to 3548.2955.

This high-to-low spread represents a total annual volatility of 246.4205 TZS. From a start-to-finish perspective, comparing the January average rate of 3621.0665 to the December average rate of 3736.7695, the exchange rate registered a net change of 3.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3794.7160 was down 0.22% compared to the 2025 peak of 3803.1949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 18,973,580 TZS
2025 Average 17,761,931 TZS
Yearly Trough Low 17,741,478 TZS
Transaction Impact: A difference of 1,232,102.48 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3760.0930
3608.4278
JanuMarcMayJuly

XDR to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3700.3397, compared to 3711.3044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.9647 points.

H1 Avg (Jan–Jun) 3700.3397
H2 Avg (Jul–Dec) 3711.3044

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 215.2481 TZS (High: 3763.5436 / Low: 3548.2955). On the other end, August was the most stable month, with a tight range of 10.7081 TZS (High: 3741.2478 / Low: 3730.5397).

January Spread (Volatile) ±215.2481
August Spread (Stable) ±10.7081

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 77.5301 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -77.5301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3744.3404) against the same month in 2025 (average: 3381.9628), the exchange rate shifted by +362.3776 (+10.72%).

2026 Avg (February) 3744.3404
2025 Avg (February) 3381.9628

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3763.5436 3548.2955 3621.0665
February 3794.7160 3697.5374 3744.3404
March 3716.2333 3631.2810 3666.8103
April 3770.5515 3643.0026 3724.7068
May 3758.9766 3735.9728 3747.4542
June 3752.1140 3574.4553 3697.6600
July 3718.4065 3671.8577 3685.8393
August 3741.2478 3730.5397 3736.7695