YEARLY HIGH
1.4444 USD
YEARLY LOW
1.3481 USD
YEARLY AVERAGE
1.3929 USD

2020 XDR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.4444. Conversely, the yearly low was recorded on March 24, dropping to 1.3481.

This high-to-low spread represents a total annual volatility of 0.0963 USD. From a start-to-finish perspective, comparing the January average rate of 1.3800 to the December average rate of 1.4385, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4444 was up 3.10% compared to the 2019 peak of 1.4009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 7,222 USD
2019 Average 6,920 USD
Yearly Trough Low 6,740 USD
Transaction Impact: A difference of 481.52 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4460
1.3563
JanuMarcMayJulySeptNove

XDR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3715, compared to 1.4143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 1.3715
H2 Avg (Jul–Dec) 1.4143

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0485 USD (High: 1.3966 / Low: 1.3481). On the other end, October was the most stable month, with a tight range of 0.0060 USD (High: 1.4156 / Low: 1.4096).

March Spread (Volatile) ±0.0485
October Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0106 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4385) against the same month in 2019 (average: 1.3790), the exchange rate shifted by +0.0595 (+4.31%).

2020 Avg (December) 1.4385
2019 Avg (December) 1.3790

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3845 1.3752 1.3800
February 1.3766 1.3617 1.3694
March 1.3966 1.3481 1.3721
April 1.3700 1.3583 1.3638
May 1.3710 1.3587 1.3641
June 1.3866 1.3719 1.3796
July 1.4098 1.3759 1.3895
August 1.4192 1.4064 1.4117
September 1.4215 1.4035 1.4123
October 1.4156 1.4096 1.4128
November 1.4275 1.4106 1.4213
December 1.4444 1.4294 1.4385