YEARLY HIGH
1.4501 USD
YEARLY LOW
1.3964 USD
YEARLY AVERAGE
1.4249 USD

2021 XDR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.4501. Conversely, the yearly low was recorded on December 20, dropping to 1.3964.

This high-to-low spread represents a total annual volatility of 0.0537 USD. From a start-to-finish perspective, comparing the January average rate of 1.4416 to the December average rate of 1.4017, the exchange rate registered a net change of -2.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4501 was up 0.39% compared to the 2020 peak of 1.4444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 7,250 USD
2020 Average 6,965 USD
Yearly Trough Low 6,982 USD
Transaction Impact: A difference of 268.55 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4456
1.3977
JanuMarcMayJulySeptNove

XDR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4356, compared to 1.4141 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 1.4356
H2 Avg (Jul–Dec) 1.4141

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0249 USD (High: 1.4415 / Low: 1.4166). On the other end, July was the most stable month, with a tight range of 0.0077 USD (High: 1.4282 / Low: 1.4205).

April Spread (Volatile) ±0.0249
July Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0119 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.4416) against the same month in 2020 (average: 1.3800), the exchange rate shifted by +0.0616 (+4.46%).

2021 Avg (January) 1.4416
2020 Avg (January) 1.3800

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4501 1.4367 1.4416
February 1.4455 1.4329 1.4400
March 1.4406 1.4181 1.4281
April 1.4415 1.4166 1.4285
May 1.4460 1.4327 1.4399
June 1.4466 1.4256 1.4357
July 1.4282 1.4205 1.4237
August 1.4284 1.4161 1.4212
September 1.4268 1.4087 1.4206
October 1.4187 1.4089 1.4126
November 1.4154 1.3991 1.4048
December 1.4050 1.3964 1.4017