YEARLY HIGH
1.4538 USD
YEARLY LOW
1.2878 USD
YEARLY AVERAGE
1.3876 USD

2025 XDR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 1.4538. Conversely, the yearly low was recorded on February 2, dropping to 1.2878.

This high-to-low spread represents a total annual volatility of 0.1660 USD. From a start-to-finish perspective, comparing the January average rate of 1.3004 to the December average rate of 1.4359, the exchange rate registered a net change of 10.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4538 was up 7.20% compared to the 2024 peak of 1.3561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 7,269 USD
2024 Average 6,639 USD
Yearly Trough Low 6,439 USD
Transaction Impact: A difference of 829.93 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4520
1.2866
JanuMarcMayJulySeptNove

XDR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3483, compared to 1.4270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0787 points.

H1 Avg (Jan–Jun) 1.3483
H2 Avg (Jul–Dec) 1.4270

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1169 USD (High: 1.4424 / Low: 1.3255). On the other end, January was the most stable month, with a tight range of 0.0161 USD (High: 1.3090 / Low: 1.2929).

July Spread (Volatile) ±0.1169
January Spread (Stable) ±0.0161

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0140 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.4382) against the same month in 2024 (average: 1.3491), the exchange rate shifted by +0.0892 (+6.61%).

2025 Avg (September) 1.4382
2024 Avg (September) 1.3491

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3090 1.2929 1.3004
February 1.3159 1.2878 1.3074
March 1.3407 1.3091 1.3266
April 1.4085 1.3294 1.3685
May 1.3974 1.3255 1.3811
June 1.4381 1.3255 1.4057
July 1.4424 1.3255 1.4176
August 1.4408 1.4185 1.4285
September 1.4538 1.4280 1.4382
October 1.4407 1.4164 1.4278
November 1.4250 1.3634 1.4138
December 1.4471 1.4230 1.4359