2020 XPF to CDF Historical Review

YEARLY HIGH

20.3184 CDF

YEARLY LOW

15.1002 CDF

YEARLY AVERAGE

17.7399 CDF

2020 XPF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.3184. Conversely, the yearly low was recorded on December 6, dropping to 15.1002.

This high-to-low spread represents a total annual volatility of 5.2182 CDF. From a start-to-finish perspective, comparing the January average rate of 15.6935 to the December average rate of 19.9409, the exchange rate registered a net change of 27.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.3184 was up 27.45% compared to the 2019 peak of 15.9429, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 101,592 CDF

2019 Average 77,549 CDF

Yearly Trough Low 75,501 CDF

Transaction Impact: A difference of 26,090.85 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.3884

15.0178

JanuMarcMayJulySeptNove

XPF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.1078, compared to 19.3720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2642 points.

H1 Avg (Jan–Jun) 16.1078

H2 Avg (Jul–Dec) 19.3720

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 5.2182 CDF (High: 20.3184 / Low: 15.1002). On the other end, January was the most stable month, with a tight range of 0.3130 CDF (High: 15.8806 / Low: 15.5676).

December Spread (Volatile) ±5.2182

January Spread (Stable) ±0.3130

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2281 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 19.9409) against the same month in 2019 (average: 15.6274), the exchange rate shifted by +4.3134 (+27.60%).

2020 Avg (December) 19.9409

2019 Avg (December) 15.6274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8806	15.5676	15.6935
February	15.6795	15.2887	15.4654
March	16.2381	15.2401	15.8185
April	15.8596	15.4824	15.6481
May	16.9866	15.7455	16.3627
June	18.1214	17.0256	17.6586
July	19.5694	18.0079	18.6880
August	19.6647	19.1975	19.4650
September	19.5974	19.1681	19.3869
October	19.4994	17.8335	19.2305
November	19.7605	19.1464	19.5205
December	20.3184	15.1002	19.9409