2026 XPF to CDF Historical Review

YEARLY HIGH

23.1189 CDF

YEARLY LOW

20.9741 CDF

YEARLY AVERAGE

22.2585 CDF

2026 XPF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 23.1189. Conversely, the yearly low was recorded on February 25, dropping to 20.9741.

This high-to-low spread represents a total annual volatility of 2.1448 CDF. From a start-to-finish perspective, comparing the January average rate of 22.2259 to the December average rate of 21.9863, the exchange rate registered a net change of -1.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 23.1189 was down 19.52% compared to the 2025 peak of 28.7270, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 115,595 CDF

2025 Average 128,923 CDF

Yearly Trough Low 104,870 CDF

Transaction Impact: A difference of 10,724.13 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

22.7492

21.9170

JanuMarcMayJuly

XPF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.3039, compared to 21.9863 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3176 points.

H1 Avg (Jan–Jun) 22.3039

H2 Avg (Jul–Dec) 21.9863

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 2.0689 CDF (High: 23.1189 / Low: 21.0500). On the other end, July was the most stable month, with a tight range of 0.6215 CDF (High: 22.2284 / Low: 21.6069).

January Spread (Volatile) ±2.0689

July Spread (Stable) ±0.6215

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3509 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3509

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 22.2259) against the same month in 2025 (average: 24.7425), the exchange rate shifted by -2.5167 (-10.17%).

2026 Avg (January) 22.2259

2025 Avg (January) 24.7425

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.1189	21.0500	22.2259
February	22.8455	20.9741	22.3391
March	22.5407	21.0991	22.0284
April	22.9597	22.2440	22.6798
May	22.8021	22.1117	22.3289
June	22.5597	21.6433	22.2213
July	22.2284	21.6069	21.9863