YEARLY HIGH
28.7270 CDF
YEARLY LOW
20.6865 CDF
YEARLY AVERAGE
25.7822 CDF

2025 XPF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 28.7270. Conversely, the yearly low was recorded on November 15, dropping to 20.6865.

This high-to-low spread represents a total annual volatility of 8.0405 CDF. From a start-to-finish perspective, comparing the January average rate of 24.7425 to the December average rate of 22.1624, the exchange rate registered a net change of -10.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 28.7270 was up 7.11% compared to the 2024 peak of 26.8213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 143,635 CDF
2024 Average 127,657 CDF
Yearly Trough Low 103,433 CDF
Transaction Impact: A difference of 40,202.43 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

29.0758
20.8067
JanuMarcMayJulySeptNove

XPF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.3869, compared to 25.1775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2095 points.

H1 Avg (Jan–Jun) 26.3869
H2 Avg (Jul–Dec) 25.1775

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 4.8542 CDF (High: 25.8095 / Low: 20.9553). On the other end, August was the most stable month, with a tight range of 0.5752 CDF (High: 28.4889 / Low: 27.9137).

October Spread (Volatile) ±4.8542
August Spread (Stable) ±0.5752

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 5.0612 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -5.0612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 28.3867) against the same month in 2024 (average: 25.8675), the exchange rate shifted by +2.5192 (+9.74%).

2025 Avg (July) 28.3867
2024 Avg (July) 25.8675

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.1368 24.4549 24.7425
February 25.2751 24.5017 24.9896
March 26.2959 24.9778 25.9523
April 27.7593 26.3142 27.2924
May 27.7022 26.7971 27.3928
June 28.6041 27.5144 27.9519
July 28.7270 27.7540 28.3867
August 28.4889 27.9137 28.2618
September 28.4899 25.8718 27.9096
October 25.8095 20.9553 22.8485
November 22.2057 20.6865 21.4958
December 22.5124 21.3122 22.1624