2012 XPF to JMD Historical Review

YEARLY HIGH

1.0242 JMD

YEARLY LOW

0.8992 JMD

YEARLY AVERAGE

0.9517 JMD

2012 XPF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XPF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1.0242. Conversely, the yearly low was recorded on July 24, dropping to 0.8992.

This high-to-low spread represents a total annual volatility of 0.1250 JMD. From a start-to-finish perspective, comparing the January average rate of 0.9308 to the December average rate of 1.0100, the exchange rate registered a net change of 8.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0242 was down 3.54% compared to the 2011 peak of 1.0617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 5,121 JMD

2011 Average 5,010 JMD

Yearly Trough Low 4,496 JMD

Transaction Impact: A difference of 625.20 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0197

0.9028

JanuMarcMayJulySeptNove

XPF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9428, compared to 0.9606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0178 points.

H1 Avg (Jan–Jun) 0.9428

H2 Avg (Jul–Dec) 0.9606

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0576 JMD (High: 0.9636 / Low: 0.9060). On the other end, April was the most stable month, with a tight range of 0.0212 JMD (High: 0.9685 / Low: 0.9473).

May Spread (Volatile) ±0.0576

April Spread (Stable) ±0.0212

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0207 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0207

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.0100) against the same month in 2011 (average: 0.9517), the exchange rate shifted by +0.0583 (+6.12%).

2012 Avg (December) 1.0100

2011 Avg (December) 0.9517

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9487	0.9154	0.9308
February	0.9720	0.9415	0.9563
March	0.9685	0.9459	0.9581
April	0.9685	0.9473	0.9555
May	0.9636	0.9060	0.9348
June	0.9383	0.9081	0.9215
July	0.9301	0.8992	0.9125
August	0.9423	0.9125	0.9255
September	0.9828	0.9418	0.9621
October	0.9876	0.9650	0.9780
November	0.9915	0.9643	0.9757
December	1.0242	0.9899	1.0100