YEARLY HIGH
1.5972 JMD
YEARLY LOW
1.3391 JMD
YEARLY AVERAGE
1.5073 JMD

2025 XPF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.5972. Conversely, the yearly low was recorded on January 2, dropping to 1.3391.

This high-to-low spread represents a total annual volatility of 0.2581 JMD. From a start-to-finish perspective, comparing the January average rate of 1.3614 to the December average rate of 1.5706, the exchange rate registered a net change of 15.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5972 was up 7.89% compared to the 2024 peak of 1.4804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 7,986 JMD
2024 Average 7,090 JMD
Yearly Trough Low 6,695 JMD
Transaction Impact: A difference of 1,290.58 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5960
1.3400
JanuMarcMayJulySeptNove

XPF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4490, compared to 1.5656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1166 points.

H1 Avg (Jan–Jun) 1.4490
H2 Avg (Jul–Dec) 1.5656

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1006 JMD (High: 1.5253 / Low: 1.4247). On the other end, November was the most stable month, with a tight range of 0.0186 JMD (High: 1.5637 / Low: 1.5451).

April Spread (Volatile) ±0.1006
November Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0113 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.5747) against the same month in 2024 (average: 1.4623), the exchange rate shifted by +0.1123 (+7.68%).

2025 Avg (September) 1.5747
2024 Avg (September) 1.4623

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3851 1.3391 1.3614
February 1.3912 1.3517 1.3771
March 1.4373 1.3704 1.4203
April 1.5253 1.4247 1.4887
May 1.5195 1.4750 1.5026
June 1.5854 1.5164 1.5441
July 1.5892 1.5309 1.5661
August 1.5744 1.5337 1.5620
September 1.5972 1.5595 1.5747
October 1.5811 1.5506 1.5659
November 1.5637 1.5451 1.5546
December 1.5802 1.5603 1.5706