YEARLY HIGH
1.4971 JMD
YEARLY LOW
1.2088 JMD
YEARLY AVERAGE
1.3593 JMD

2020 XPF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 1.4971. Conversely, the yearly low was recorded on March 19, dropping to 1.2088.

This high-to-low spread represents a total annual volatility of 0.2883 JMD. From a start-to-finish perspective, comparing the January average rate of 1.2521 to the December average rate of 1.4662, the exchange rate registered a net change of 17.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4971 was up 13.65% compared to the 2019 peak of 1.3173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 7,486 JMD
2019 Average 6,265 JMD
Yearly Trough Low 6,044 JMD
Transaction Impact: A difference of 1,441.61 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5002
1.2295
JanuMarcMayJulySeptNove

XPF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2813, compared to 1.4372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1559 points.

H1 Avg (Jan–Jun) 1.2813
H2 Avg (Jul–Dec) 1.4372

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1535 JMD (High: 1.4626 / Low: 1.3091). On the other end, December was the most stable month, with a tight range of 0.0326 JMD (High: 1.4863 / Low: 1.4537).

July Spread (Volatile) ±0.1535
December Spread (Stable) ±0.0326

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0567 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.4777) against the same month in 2019 (average: 1.2597), the exchange rate shifted by +0.2179 (+17.30%).

2020 Avg (August) 1.4777
2019 Avg (August) 1.2597

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2973 1.2250 1.2521
February 1.2972 1.2569 1.2794
March 1.2874 1.2088 1.2547
April 1.2988 1.2149 1.2527
May 1.3488 1.2922 1.3216
June 1.3559 1.3099 1.3275
July 1.4626 1.3091 1.3751
August 1.4971 1.4526 1.4777
September 1.4811 1.3798 1.4209
October 1.4507 1.3895 1.4246
November 1.4704 1.4157 1.4589
December 1.4863 1.4537 1.4662