2020 XPF to KES Historical Review

YEARLY HIGH

1.1465 KES

YEARLY LOW

0.9140 KES

YEARLY AVERAGE

1.0195 KES

2020 XPF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.1465. Conversely, the yearly low was recorded on February 13, dropping to 0.9140.

This high-to-low spread represents a total annual volatility of 0.2326 KES. From a start-to-finish perspective, comparing the January average rate of 0.9406 to the December average rate of 1.1272, the exchange rate registered a net change of 19.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1465 was up 16.26% compared to the 2019 peak of 0.9862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 5,733 KES

2019 Average 4,785 KES

Yearly Trough Low 4,570 KES

Transaction Impact: A difference of 1,162.81 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1477

0.9020

JanuMarcMayJulySeptNove

XPF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9627, compared to 1.0763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1136 points.

H1 Avg (Jan–Jun) 0.9627

H2 Avg (Jul–Dec) 1.0763

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0683 KES (High: 1.0720 / Low: 1.0037). On the other end, October was the most stable month, with a tight range of 0.0187 KES (High: 1.0820 / Low: 1.0633).

July Spread (Volatile) ±0.0683

October Spread (Stable) ±0.0187

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0182 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1272) against the same month in 2019 (average: 0.9445), the exchange rate shifted by +0.1827 (+19.34%).

2020 Avg (December) 1.1272

2019 Avg (December) 0.9445

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9565	0.9295	0.9406
February	0.9351	0.9140	0.9225
March	0.9829	0.9371	0.9630
April	0.9835	0.9598	0.9694
May	0.9976	0.9598	0.9773
June	1.0150	0.9956	1.0034
July	1.0720	1.0037	1.0307
August	1.0857	1.0629	1.0719
September	1.0819	1.0576	1.0711
October	1.0820	1.0633	1.0714
November	1.1039	1.0607	1.0854
December	1.1465	1.1104	1.1272