2020 XPF to MGA Historical Review

YEARLY HIGH

39.9796 MGA

YEARLY LOW

33.4842 MGA

YEARLY AVERAGE

36.4682 MGA

2020 XPF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 39.9796. Conversely, the yearly low was recorded on January 28, dropping to 33.4842.

This high-to-low spread represents a total annual volatility of 6.4954 MGA. From a start-to-finish perspective, comparing the January average rate of 34.2507 to the December average rate of 38.9504, the exchange rate registered a net change of 13.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.9796 was up 14.48% compared to the 2019 peak of 34.9232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 199,898 MGA

2019 Average 170,434 MGA

Yearly Trough Low 167,421 MGA

Transaction Impact: A difference of 32,477.02 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

39.4568

33.3799

JanuMarcMayJulySeptNove

XPF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6703, compared to 38.2661 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5958 points.

H1 Avg (Jan–Jun) 34.6703

H2 Avg (Jul–Dec) 38.2661

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 2.2157 MGA (High: 39.9796 / Low: 37.7639). On the other end, September was the most stable month, with a tight range of 0.5709 MGA (High: 38.3395 / Low: 37.7686).

December Spread (Volatile) ±2.2157

September Spread (Stable) ±0.5709

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.3644 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.3644

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 38.9504) against the same month in 2019 (average: 33.5723), the exchange rate shifted by +5.3781 (+16.02%).

2020 Avg (December) 38.9504

2019 Avg (December) 33.5723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.8791	33.4842	34.2507
February	34.4091	33.6089	33.8863
March	35.1841	33.6361	34.5425
April	34.8515	33.9526	34.3670
May	35.4339	34.3880	34.8898
June	36.6297	35.4126	36.0853
July	38.1153	36.2532	36.9143
August	38.5196	37.4317	38.0410
September	38.3395	37.7686	38.1318
October	39.0676	38.2797	38.6289
November	39.5185	37.8479	38.9301
December	39.9796	37.7639	38.9504