2026 XPF to MGA Historical Review

YEARLY HIGH

45.2713 MGA

YEARLY LOW

39.7932 MGA

YEARLY AVERAGE

41.6031 MGA

2026 XPF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 45.2713. Conversely, the yearly low was recorded on March 15, dropping to 39.7932.

This high-to-low spread represents a total annual volatility of 5.4780 MGA. From a start-to-finish perspective, comparing the January average rate of 44.8819 to the December average rate of 41.2343, the exchange rate registered a net change of -8.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 45.2713 was up 0.21% compared to the 2025 peak of 45.1757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 226,356 MGA

2025 Average 214,524 MGA

Yearly Trough Low 198,966 MGA

Transaction Impact: A difference of 27,390.21 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

45.3336

39.9136

JanuMarcMayJuly

XPF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.7750, compared to 41.0874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6876 points.

H1 Avg (Jan–Jun) 41.7750

H2 Avg (Jul–Dec) 41.0874

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 2.8901 MGA (High: 44.5845 / Low: 41.6944). On the other end, August was the most stable month, with a tight range of 0.1541 MGA (High: 41.3479 / Low: 41.1938).

February Spread (Volatile) ±2.8901

August Spread (Stable) ±0.1541

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.8998 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.8998

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 44.8819) against the same month in 2025 (average: 40.8048), the exchange rate shifted by +4.0771 (+9.99%).

2026 Avg (January) 44.8819

2025 Avg (January) 40.8048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.2713	44.2081	44.8819
February	44.5845	41.6944	43.2651
March	41.6800	39.7932	40.3653
April	41.0007	40.2334	40.6948
May	40.9510	40.7882	40.9103
June	40.8943	39.8359	40.5327
July	41.8176	40.5625	40.9405
August	41.3479	41.1938	41.2343