YEARLY HIGH
45.1757 MGA
YEARLY LOW
40.3572 MGA
YEARLY AVERAGE
42.8953 MGA

2025 XPF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 45.1757. Conversely, the yearly low was recorded on January 18, dropping to 40.3572.

This high-to-low spread represents a total annual volatility of 4.8184 MGA. From a start-to-finish perspective, comparing the January average rate of 40.8048 to the December average rate of 44.3108, the exchange rate registered a net change of 8.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 45.1757 was up 5.07% compared to the 2024 peak of 42.9960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 225,878 MGA
2024 Average 205,652 MGA
Yearly Trough Low 201,786 MGA
Transaction Impact: A difference of 24,092.19 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

44.6614
40.4542
JanuMarcMayJulySeptNove

XPF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.1631, compared to 43.6274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4643 points.

H1 Avg (Jan–Jun) 42.1631
H2 Avg (Jul–Dec) 43.6274

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 2.0801 MGA (High: 44.4211 / Low: 42.3410). On the other end, November was the most stable month, with a tight range of 0.5331 MGA (High: 43.8579 / Low: 43.3248).

July Spread (Volatile) ±2.0801
November Spread (Stable) ±0.5331

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5547 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 44.3108) against the same month in 2024 (average: 41.2427), the exchange rate shifted by +3.0681 (+7.44%).

2025 Avg (December) 44.3108
2024 Avg (December) 41.2427

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.3691 40.3572 40.8048
February 41.5227 40.5032 41.1118
March 42.7381 41.0934 42.3326
April 43.9498 42.0796 43.0089
May 43.4602 41.6356 42.4542
June 43.5832 42.5780 43.2665
July 44.4211 42.3410 43.3399
August 43.5739 42.9759 43.1928
September 44.0843 43.2692 43.6588
October 44.2659 43.3957 43.7249
November 43.8579 43.3248 43.5375
December 45.1757 43.5006 44.3108