2020 XPF to SBD Historical Review

YEARLY HIGH

0.0829 SBD

YEARLY LOW

0.0738 SBD

YEARLY AVERAGE

0.0787 SBD

2020 XPF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0829. Conversely, the yearly low was recorded on March 19, dropping to 0.0738.

This high-to-low spread represents a total annual volatility of 0.0091 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0771 to the December average rate of 0.0820, the exchange rate registered a net change of 6.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0829 was up 4.76% compared to the 2019 peak of 0.0791, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 414 SBD

2019 Average 385 SBD

Yearly Trough Low 369 SBD

Transaction Impact: A difference of 45.63 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0827

0.0749

JanuMarcMayJulySeptNove

XPF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0767, compared to 0.0808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.0767

H2 Avg (Jul–Dec) 0.0808

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0062 SBD (High: 0.0800 / Low: 0.0738). On the other end, April was the most stable month, with a tight range of 0.0013 SBD (High: 0.0765 / Low: 0.0751).

March Spread (Volatile) ±0.0062

April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0016 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0820) against the same month in 2019 (average: 0.0771), the exchange rate shifted by +0.0049 (+6.35%).

2020 Avg (December) 0.0820

2019 Avg (December) 0.0771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0781	0.0758	0.0771
February	0.0769	0.0743	0.0755
March	0.0800	0.0738	0.0768
April	0.0765	0.0751	0.0757
May	0.0777	0.0748	0.0763
June	0.0793	0.0779	0.0786
July	0.0820	0.0785	0.0799
August	0.0827	0.0811	0.0818
September	0.0826	0.0794	0.0808
October	0.0806	0.0791	0.0801
November	0.0807	0.0787	0.0801
December	0.0829	0.0812	0.0820