2021 XPF to SBD Historical Review

YEARLY HIGH

0.0831 SBD

YEARLY LOW

0.0757 SBD

YEARLY AVERAGE

0.0795 SBD

2021 XPF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0831. Conversely, the yearly low was recorded on November 24, dropping to 0.0757.

This high-to-low spread represents a total annual volatility of 0.0074 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0816 to the December average rate of 0.0766, the exchange rate registered a net change of -6.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0831 was up 0.21% compared to the 2020 peak of 0.0829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 415 SBD

2020 Average 394 SBD

Yearly Trough Low 378 SBD

Transaction Impact: A difference of 37.05 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0821

0.0761

JanuMarcMayJulySeptNove

XPF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0807, compared to 0.0784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0807

H2 Avg (Jul–Dec) 0.0784

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0039 SBD (High: 0.0823 / Low: 0.0784). On the other end, October was the most stable month, with a tight range of 0.0009 SBD (High: 0.0787 / Low: 0.0778).

March Spread (Volatile) ±0.0039

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0816) against the same month in 2020 (average: 0.0771), the exchange rate shifted by +0.0045 (+5.90%).

2021 Avg (January) 0.0816

2020 Avg (January) 0.0771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0831	0.0807	0.0816
February	0.0816	0.0805	0.0811
March	0.0823	0.0784	0.0795
April	0.0811	0.0787	0.0800
May	0.0818	0.0801	0.0811
June	0.0817	0.0795	0.0807
July	0.0803	0.0793	0.0797
August	0.0802	0.0788	0.0794
September	0.0803	0.0782	0.0795
October	0.0787	0.0778	0.0782
November	0.0781	0.0757	0.0769
December	0.0771	0.0762	0.0766