2025 XPF to SBD Historical Review

YEARLY HIGH

0.0825 SBD

YEARLY LOW

0.0721 SBD

YEARLY AVERAGE

0.0787 SBD

2025 XPF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.0825. Conversely, the yearly low was recorded on January 2, dropping to 0.0721.

This high-to-low spread represents a total annual volatility of 0.0103 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0731 to the December average rate of 0.0803, the exchange rate registered a net change of 9.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0825 was up 2.98% compared to the 2024 peak of 0.0801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 412 SBD

2024 Average 382 SBD

Yearly Trough Low 361 SBD

Transaction Impact: A difference of 51.70 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0822

0.0723

JanuMarcMayJulySeptNove

XPF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0768, compared to 0.0805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0768

H2 Avg (Jul–Dec) 0.0805

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0049 SBD (High: 0.0803 / Low: 0.0755). On the other end, August was the most stable month, with a tight range of 0.0008 SBD (High: 0.0808 / Low: 0.0800).

April Spread (Volatile) ±0.0049

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0814) against the same month in 2024 (average: 0.0769), the exchange rate shifted by +0.0045 (+5.87%).

2025 Avg (July) 0.0814

2024 Avg (July) 0.0769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0743	0.0721	0.0731
February	0.0743	0.0726	0.0737
March	0.0771	0.0733	0.0762
April	0.0803	0.0755	0.0785
May	0.0797	0.0776	0.0788
June	0.0823	0.0794	0.0807
July	0.0825	0.0789	0.0814
August	0.0808	0.0800	0.0803
September	0.0817	0.0802	0.0808
October	0.0812	0.0798	0.0804
November	0.0803	0.0792	0.0798
December	0.0810	0.0799	0.0803