2014 YER to GHS Historical Review

YEARLY HIGH

0.0180 GHS

YEARLY LOW

0.0109 GHS

YEARLY AVERAGE

0.0141 GHS

2014 YER to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the YER to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0180. Conversely, the yearly low was recorded on January 4, dropping to 0.0109.

This high-to-low spread represents a total annual volatility of 0.0072 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0111 to the December average rate of 0.0149, the exchange rate registered a net change of 34.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0180 was up 63.44% compared to the 2013 peak of 0.0110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 90 GHS

2013 Average 48 GHS

Yearly Trough Low 54 GHS

Transaction Impact: A difference of 35.83 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0175

0.0105

JanuMarcMayJulySeptNove

YER to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0126

H2 Avg (Jul–Dec) 0.0157

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0025 GHS (High: 0.0177 / Low: 0.0152). On the other end, December was the most stable month, with a tight range of 0.0001 GHS (High: 0.0149 / Low: 0.0149).

September Spread (Volatile) ±0.0025

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0016 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0169) against the same month in 2013 (average: 0.0098), the exchange rate shifted by +0.0071 (+72.33%).

2014 Avg (August) 0.0169

2013 Avg (August) 0.0098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0114	0.0109	0.0111
February	0.0120	0.0111	0.0116
March	0.0125	0.0118	0.0121
April	0.0131	0.0125	0.0129
May	0.0140	0.0131	0.0135
June	0.0152	0.0139	0.0145
July	0.0164	0.0152	0.0157
August	0.0180	0.0157	0.0169
September	0.0177	0.0152	0.0166
October	0.0152	0.0148	0.0150
November	0.0151	0.0148	0.0149
December	0.0149	0.0149	0.0149