2020 YER to GHS Historical Review

YEARLY HIGH

0.0239 GHS

YEARLY LOW

0.0213 GHS

YEARLY AVERAGE

0.0229 GHS

2020 YER to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the YER to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0239. Conversely, the yearly low was recorded on February 22, dropping to 0.0213.

This high-to-low spread represents a total annual volatility of 0.0026 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0226 to the December average rate of 0.0234, the exchange rate registered a net change of 3.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0239 was down 58.89% compared to the 2019 peak of 0.0580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 119 GHS

2019 Average 108 GHS

Yearly Trough Low 106 GHS

Transaction Impact: A difference of 13.02 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0236

0.0213

JanuMarcMayJulySeptNove

YER to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0226, compared to 0.0232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0226

H2 Avg (Jul–Dec) 0.0232

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0015 GHS (High: 0.0231 / Low: 0.0216). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.0231 / Low: 0.0230).

March Spread (Volatile) ±0.0015

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0234) against the same month in 2019 (average: 0.0228), the exchange rate shifted by +0.0007 (+3.00%).

2020 Avg (December) 0.0234

2019 Avg (December) 0.0228

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0228	0.0220	0.0226
February	0.0220	0.0213	0.0215
March	0.0231	0.0216	0.0223
April	0.0233	0.0227	0.0231
May	0.0232	0.0230	0.0231
June	0.0232	0.0230	0.0231
July	0.0232	0.0230	0.0231
August	0.0231	0.0230	0.0231
September	0.0232	0.0230	0.0231
October	0.0233	0.0231	0.0232
November	0.0234	0.0232	0.0233
December	0.0239	0.0233	0.0234