2021 YER to GHS Historical Review

YEARLY HIGH

0.0247 GHS

YEARLY LOW

0.0229 GHS

YEARLY AVERAGE

0.0237 GHS

2021 YER to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.0247. Conversely, the yearly low was recorded on March 14, dropping to 0.0229.

This high-to-low spread represents a total annual volatility of 0.0019 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0234 to the December average rate of 0.0245, the exchange rate registered a net change of 5.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0247 was up 3.65% compared to the 2020 peak of 0.0239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 124 GHS

2020 Average 115 GHS

Yearly Trough Low 114 GHS

Transaction Impact: A difference of 9.26 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0247

0.0228

JanuMarcMayJulySeptNove

YER to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0231, compared to 0.0242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0231

H2 Avg (Jul–Dec) 0.0242

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0005 GHS (High: 0.0239 / Low: 0.0234). On the other end, April was the most stable month, with a tight range of 0.0001 GHS (High: 0.0231 / Low: 0.0230).

July Spread (Volatile) ±0.0005

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0245) against the same month in 2020 (average: 0.0234), the exchange rate shifted by +0.0011 (+4.70%).

2021 Avg (December) 0.0245

2020 Avg (December) 0.0234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0236	0.0233	0.0234
February	0.0233	0.0230	0.0231
March	0.0231	0.0229	0.0229
April	0.0231	0.0230	0.0231
May	0.0232	0.0229	0.0231
June	0.0234	0.0231	0.0232
July	0.0239	0.0234	0.0237
August	0.0242	0.0238	0.0240
September	0.0242	0.0238	0.0241
October	0.0244	0.0242	0.0243
November	0.0246	0.0243	0.0245
December	0.0247	0.0243	0.0245