2013 ZAR to BIF Historical Review

YEARLY HIGH

181.3159 BIF

YEARLY LOW

147.1588 BIF

YEARLY AVERAGE

161.2586 BIF

2013 ZAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ZAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 181.3159. Conversely, the yearly low was recorded on December 29, dropping to 147.1588.

This high-to-low spread represents a total annual volatility of 34.1571 BIF. From a start-to-finish perspective, comparing the January average rate of 172.8861 to the December average rate of 149.2603, the exchange rate registered a net change of -13.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 181.3159 was down 0.16% compared to the 2012 peak of 181.6152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 9,065,794 BIF

2012 Average 8,545,409 BIF

Yearly Trough Low 7,357,938 BIF

Transaction Impact: A difference of 1,707,855.99 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

179.2247

146.5362

JanuMarcMayJulySeptNove

ZAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 169.2322, compared to 153.2849 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 15.9474 points.

H1 Avg (Jan–Jun) 169.2322

H2 Avg (Jul–Dec) 153.2849

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 21.4670 BIF (High: 176.3244 / Low: 154.8574). On the other end, November was the most stable month, with a tight range of 4.2788 BIF (High: 153.6485 / Low: 149.3696).

May Spread (Volatile) ±21.4670

November Spread (Stable) ±4.2788

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 13.5042 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -13.5042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 172.8861) against the same month in 2012 (average: 162.1545), the exchange rate shifted by +10.7316 (+6.62%).

2013 Avg (January) 172.8861

2012 Avg (January) 162.1545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	181.3159	167.6428	172.8861
February	178.4308	172.2825	176.5007
March	174.1111	164.3355	169.5428
April	176.5789	169.5537	172.6389
May	176.3244	154.8574	168.6645
June	157.8785	152.4770	155.1604
July	157.8964	151.8357	155.7522
August	156.9415	147.8021	152.7668
September	159.4997	149.4164	154.2602
October	158.3336	152.7114	155.8122
November	153.6485	149.3696	151.8576
December	152.0352	147.1588	149.2603