YEARLY HIGH
161.3099 BIF
YEARLY LOW
107.6951 BIF
YEARLY AVERAGE
137.7182 BIF

2023 ZAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the ZAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 161.3099. Conversely, the yearly low was recorded on May 13, dropping to 107.6951.

This high-to-low spread represents a total annual volatility of 53.6148 BIF. From a start-to-finish perspective, comparing the January average rate of 121.1617 to the December average rate of 153.3216, the exchange rate registered a net change of 26.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 161.3099 was up 14.19% compared to the 2022 peak of 141.2592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 8,065,493 BIF
2022 Average 6,259,609 BIF
Yearly Trough Low 5,384,755 BIF
Transaction Impact: A difference of 2,680,738.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

159.6217
109.4780
JanuMarcMayJulySeptNove

ZAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.5109, compared to 151.9255 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 28.4146 points.

H1 Avg (Jan–Jun) 123.5109
H2 Avg (Jul–Dec) 151.9255

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 39.1521 BIF (High: 146.8472 / Low: 107.6951). On the other end, September was the most stable month, with a tight range of 4.1584 BIF (High: 151.6473 / Low: 147.4890).

May Spread (Volatile) ±39.1521
September Spread (Stable) ±4.1584

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 5.4506 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -5.4506

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 155.4430) against the same month in 2022 (average: 122.2902), the exchange rate shifted by +33.1528 (+27.11%).

2023 Avg (July) 155.4430
2022 Avg (July) 122.2902

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 123.5122 119.0089 121.1617
February 121.6665 112.0320 115.7111
March 117.1753 109.1679 113.6567
April 117.1753 112.4870 114.4778
May 146.8472 107.6951 124.9825
June 156.1689 143.7390 151.0753
July 161.3099 148.3172 155.4430
August 154.9928 147.7718 150.9094
September 151.6473 147.4890 149.5285
October 152.2264 144.7784 149.1458
November 156.4793 150.4374 153.2047
December 156.2047 149.3830 153.3216