YEARLY HIGH
147.2061 BIF
YEARLY LOW
122.7729 BIF
YEARLY AVERAGE
133.6952 BIF

2021 ZAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 147.2061. Conversely, the yearly low was recorded on November 27, dropping to 122.7729.

This high-to-low spread represents a total annual volatility of 24.4332 BIF. From a start-to-finish perspective, comparing the January average rate of 128.7954 to the December average rate of 125.8164, the exchange rate registered a net change of -2.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 147.2061 was up 9.60% compared to the 2020 peak of 134.3115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 7,360,305 BIF
2020 Average 5,848,373 BIF
Yearly Trough Low 6,138,645 BIF
Transaction Impact: A difference of 1,221,659.63 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

143.7916
124.1822
JanuMarcMayJulySeptNove

ZAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 134.8553, compared to 132.5351 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.3201 points.

H1 Avg (Jan–Jun) 134.8553
H2 Avg (Jul–Dec) 132.5351

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 10.7569 BIF (High: 133.5298 / Low: 122.7729). On the other end, April was the most stable month, with a tight range of 4.7645 BIF (High: 137.8134 / Low: 133.0489).

November Spread (Volatile) ±10.7569
April Spread (Stable) ±4.7645

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.7438 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -5.7438

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 142.1575) against the same month in 2020 (average: 111.4165), the exchange rate shifted by +30.7410 (+27.59%).

2021 Avg (June) 142.1575
2020 Avg (June) 111.4165

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 133.0583 125.4895 128.7954
February 134.7868 128.6225 132.0999
March 133.4751 125.7364 130.4945
April 137.8134 133.0489 135.4586
May 143.6496 134.9884 140.1257
June 147.2061 137.9706 142.1575
July 139.8518 133.4123 136.6388
August 138.5919 129.3031 134.1384
September 140.4268 131.2105 136.4711
October 138.3608 130.9026 133.9449
November 133.5298 122.7729 128.2011
December 128.7069 123.6277 125.8164