2013 ZAR to GHS Historical Review

YEARLY HIGH

0.2281 GHS

YEARLY LOW

0.1970 GHS

YEARLY AVERAGE

0.2142 GHS

2013 ZAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ZAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.2281. Conversely, the yearly low was recorded on June 20, dropping to 0.1970.

This high-to-low spread represents a total annual volatility of 0.0310 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2168 to the December average rate of 0.2243, the exchange rate registered a net change of 3.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2281 was down 5.72% compared to the 2012 peak of 0.2419, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 11,403 GHS

2012 Average 11,279 GHS

Yearly Trough Low 9,852 GHS

Transaction Impact: A difference of 1,551.30 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2267

0.1981

JanuMarcMayJulySeptNove

ZAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2117, compared to 0.2166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.2117

H2 Avg (Jul–Dec) 0.2166

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0222 GHS (High: 0.2213 / Low: 0.1990). On the other end, March was the most stable month, with a tight range of 0.0045 GHS (High: 0.2126 / Low: 0.2081).

May Spread (Volatile) ±0.0222

March Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0129 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0129

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2243) against the same month in 2012 (average: 0.2198), the exchange rate shifted by +0.0045 (+2.05%).

2013 Avg (December) 0.2243

2012 Avg (December) 0.2198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2255	0.2101	0.2168
February	0.2180	0.2133	0.2149
March	0.2126	0.2081	0.2102
April	0.2186	0.2092	0.2143
May	0.2213	0.1990	0.2134
June	0.2056	0.1970	0.2005
July	0.2130	0.1987	0.2066
August	0.2122	0.2068	0.2099
September	0.2243	0.2087	0.2174
October	0.2244	0.2160	0.2210
November	0.2254	0.2153	0.2205
December	0.2281	0.2193	0.2243