2015 ZAR to GHS Historical Review

YEARLY HIGH

0.3636 GHS

YEARLY LOW

0.2403 GHS

YEARLY AVERAGE

0.2975 GHS

2015 ZAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ZAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.3636. Conversely, the yearly low was recorded on December 11, dropping to 0.2403.

This high-to-low spread represents a total annual volatility of 0.1233 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2820 to the December average rate of 0.2530, the exchange rate registered a net change of -10.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3636 was down 0.24% compared to the 2014 peak of 0.3645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 18,181 GHS

2014 Average 14,040 GHS

Yearly Trough Low 12,016 GHS

Transaction Impact: A difference of 6,165.12 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3585

0.2434

JanuMarcMayJulySeptNove

ZAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3130, compared to 0.2819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0310 points.

H1 Avg (Jan–Jun) 0.3130

H2 Avg (Jul–Dec) 0.2819

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0931 GHS (High: 0.3563 / Low: 0.2631). On the other end, April was the most stable month, with a tight range of 0.0113 GHS (High: 0.3258 / Low: 0.3145).

July Spread (Volatile) ±0.0931

April Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0579 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.3489) against the same month in 2014 (average: 0.2920), the exchange rate shifted by +0.0569 (+19.47%).

2015 Avg (June) 0.3489

2014 Avg (June) 0.2920

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2908	0.2740	0.2820
February	0.3041	0.2876	0.2954
March	0.3174	0.2876	0.3016
April	0.3258	0.3145	0.3197
May	0.3395	0.3196	0.3303
June	0.3636	0.3265	0.3489
July	0.3563	0.2631	0.2910
August	0.3295	0.2965	0.3121
September	0.2995	0.2706	0.2843
October	0.2947	0.2712	0.2815
November	0.2807	0.2637	0.2697
December	0.2636	0.2403	0.2530